Bank charges
You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your bank statement shows Paytrail Oyj as the payee, we forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment safely.
Credit card payments
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services.
Paytrail Oyj appears as the payee on the card invoice and forwards the customer's payment card payment directly to the merchant. Payment by card is made using a securely protected payment form, and the payment card information is not stored in the online store's systems.
Mobile payment methods
Mobile payment methods Pivo, MobilePay and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the application in question.
Pivo also accepts Siirto payments, in which case the payment can be accepted anywhere in Siirto in a supporting application. Apple Pay is a service that works on an Apple device, which allows you to pay for purchases with a payment card connected to the device.
- Pivo
- Terms of use are available on Pivo's website.
- Pivo Terms of Use
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MobilePay - Terms are available on MobilePay's website.
MobilePay's terms -
Transfer
Terms applicable to transfer payments:
OP's general euro payment terms (.pdf)
Terms of use of the transfer service at Nordea (. pdf) -
Apple Pay
Terms of use are available on Apple's website.
Apple Pay terms of use
Invoicing and installment services
Invoicing and partial payment services via Paytrail are offered by OP, Walley, Jousto and AfterPay. Walley also offers an invoice and installment option for business customers.
Please read the more detailed conditions specific to the financing company, which you see when you accept the payment. When you accept the payment, you also accept the financing company's terms and conditions.
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Walley
Walley's general invoicing and installment payment terms for companies (.pdf) - Walley's general invoicing, account credit and installment payment terms (.pdf)
- Standard format European consumer credit information (.pdf)
- Read more: walley.fi
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Jousto
Jousto product description (.pdf) - Read more: jousto.com
Flexible invoice and Partial payment is a domestic service that allows you to make your purchases quickly and safely. Jousto is intended for individuals who have handled their financial affairs flawlessly. With Jousto, you get 30 days of interest-free payment time. A billing surcharge of €2.90 is added to the purchase. After receiving the invoice, you can decide whether to pay it in full or in parts. With installment payments, you can pay for your purchases in up to 36 installments, starting at €9.90/month. The costs of the flexible installment are €3.90/month and a credit interest of 19.90%. You can pay for purchases of 30–3,000 euros with Jousto. Buying with Jousto is safe. In connection with your first purchase, you make a strong electronic identification. As a returning customer, you can easily identify yourself with a one-time code sent to your phone. In connection with every purchase, we make a real-time and automated credit decision. The payment transaction and data transfer always take place in a secure connection. The invoice will be sent by e-mail. The credit provider is Aurajoki Nordic Oy. Read more about Jousto at www.jousto.com.Jousto - the most convenient payment method in online shopping!
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OP Invoice
OP Invoice consumer terms and conditions (pdf)
OP Invoice product description for the merchant (.pdf)
Read more: op.fi -
AfterPay
Read more: afterpay.fi -
